Finance your dream property
Your journey to home ownership starts here!
We support you every step of the way and provide you with a tailored all-round solution: Mortgage, pension planning, and tax optimisation.
Our best rates for your mortgage
1,65 %
1,05 %
1,19 %
Your mortgage and more
Buying a property is a big step that will impact many aspects of your future life. Our support will allow you to:
- Obtain the best mortgage rates and conditions;
- Optimize your tax situation;
- Ensure a stable financial situation regardless of what happens.
We are here to help you!
Free phone appointment without obligation
We are here to help you!
Free phone appointment without obligation
Simulate my purchase
Is the property of your dreams within your budget?
Fill in your information and get a quick estimation of your purchasing capacity.
Do you need personalized advice?
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Discover their stories
Any questions? We answer them!
In contrast to banks and other financial institutions, a mortgage broker like Strike is completely independent. Because we are not attached to any particular bank, we have no reason to favour one financial institution over another. Also, because of our partnership with over 30 financial institutions, we have access to a large number of offers, while a bank will only be trying to sell you their own product. Therefore, we can always act in your best interest and find the solution that best fits your needs.
You can estimate your purchasing capacity with our online calculator. If you wish to obtain a precise and accurate answer, we will be pleased to study your file during an interview. The first appointment is totally free and without obligation. Do not hesitate to contact us.
A purchase involves two types of costs:
- The costs related to the deed of sale, including transfer duties, registration in the land register and the notary's fees
- Costs related to the mortgage note, including registration fees, the entry in the land register and the notary's fees.
The amount of all these fees varies according to the canton where the property is located.
A mortgage note is a piece of paper used as a guarantee for a mortgage loan. It assures the lending institution that the amount borrowed will be repaid. If the loan is not repaid, the mortgage note allows the lender to auction off the property acquired with the loan to recover the debt.
As a homeowner, your taxation is affected in two or three different ways (depending on the canton):
- The imputed rental value is subject to income tax. It is based on the income you could theoretically obtain if you were to rent out your property.
- Your property counts as wealth and is thus subject to wealth tax.
- Some cantons collect an additional property tax from owners.
Becoming a homeowner will have a big impact on your tax situation for many years to come. Do not hesitate to discuss this with one of our financial advisors.
You can in principle use all your 2nd pillar assets, but there are several restrictions (main residence vs. second home, only once every 5 years, minimal amount that must be withdrawn). In addition, specific restrictions apply if you are over 50.
Withdrawing your pension fund assets has a drastic impact on your pension situation (death, disability, retirement). It is therefore recommended to discuss this decision with a financial advisor.